We Found Her Just In Time

In this example we found a college student in her second year in college and already had several credit cards maxed and had just received 2 new credit cards which had even higher credit limits.  Hmmm, what to spend the money on… 

How about actually spending money? Credit is the opposite and should be used sparingly.  It should be looked at as temporary loan, and not a way of living outside of your means. It is easy to fall into a way of life that is outside of your means, however, and we understand that. It is a common trend amoungst college students to use credit to buy things they may not actually need,  and things that they know they will not be able to pay for any time soon. If that happens is can result in an snowball effect that could lead to bad debt, which leads to frustration, which leads to stress. None of these things are productive to a college students goals, and none of them will help any other aspects of a persons live.

The good thing is that Cred Edge understands that in each negative there is a seed to a better positive. We use that theory to help people better themselves, no matter what their current financial situation looks like. Sometimes you have to fall all the way to the bottom before you can set your feet to climb back to the top. We would rather you stay at the top and use us to hold you up, but we understand that will only happen in a perfect world. In reality, we are here to pull the students back up that happen to slip.